TERMS OF USE

Date of Last Revision: November 3, 2026

These Terms of Use ("Terms") control the use of the Website and Services operated by Bill Vassilopoulos ("we", "our", or "us"). By accessing or using the Website and/or Services, you agree to be bound by all terms and conditions set forth in these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Website or Services. If you are accepting these Terms on behalf of an entity, organization, or institution, you represent and warrant that (a) you are authorized to bind that entity, (b) the entity agrees to be bound by these Terms, and (c) neither you nor the entity are barred from using the Services under applicable law.

1. Introduction & Scope

Scope

These Terms govern your access to and use of the official Bill Vassilopoulos website, digital storefronts, and related materials or services (collectively, the "Website" and "Services"). Except as otherwise specified, these Terms do not apply to Third-Party Products or services, which are governed by their own respective terms.

Incorporated Terms

The following policies and guidelines are incorporated into, and form an integral part of, these Terms:

• Privacy Policy

• Licensing & Purchasing Terms (where applicable)

Definitions

• "Services" means all products, materials, digital content, and services accessible through or located on the Website.

• "Content" means all text, audio, video, graphics, publications, logos, page headers, scripts, and software provided on or through the Website.

• "Third-Party Products" means any third-party websites, tools, services, or materials referenced on or accessible through the Website.

2. Modifications

We reserve the right, at our sole discretion, to modify, update, add to, or remove portions of these Terms at any time.

• For US Users: Revisions are effective immediately upon posting to the Website and apply to all subsequent access and use of the Services. Continued use of the Website following the posting of changes constitutes acceptance of those changes.

• For EEA Users: Modifications become effective upon express consent or notification via a banner, pop-up, or interactive prompt upon accessing the Services.

3. Eligibility & Account Responsibilities

Minimum Age

The Website and Services are intended for adults. You must be at least 18 years of age (or the legal age of majority in your jurisdiction) to make purchases or register an account. By using the Website, you represent and warrant that you meet this age requirement and that all information you submit is accurate, current, and complete.

Account Integrity

Creating an account using false information, automated means, or fraudulent pretenses is strictly prohibited and will result in immediate termination of access. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

4. Intellectual Property & Digital Rights

Ownership & Copyright

All Content, materials, publications, logos, marks, designs, and intellectual property displayed or made available through the Website are the exclusive property of Bill Vassilopoulos or authorized licensors and are protected by applicable copyright, trademark, and intellectual property laws.

• Eyes Above the Water and associated training methodologies, including non-clinical protocols, are protected under exclusive copyright and intellectual property rights.

• No license, right, or title in any Content or intellectual property is granted to you, except for the limited, non-exclusive right to access and use the Website for personal or authorized institutional use in strict accordance with these Terms.

Restrictions

You may not:

1. Copy, reproduce, distribute, display, perform, publish, modify, or create derivative works from any Content without prior explicit written permission.

2. Resell, unauthorizedly re-distribute, or commercially exploit any publications, training materials, or digital assets obtained through the Website.

3. Remove, alter, or obscure any copyright, trademark, or proprietary rights notices on any materials.

DMCA & Copyright Infringement Notices

We respect intellectual property rights and handle claims of infringement in accordance with the Digital Millennium Copyright Act ("DMCA"). If you believe your copyrighted work has been infringed on the Website, please submit a written notice to admin@3rtconsulting.com (or designated contact) including:

1. Identification of the copyrighted work claimed to have been infringed.

2. Identification of the material claimed to be infringing and its location on the Website.

3. Your contact information (name, address, telephone number, email address).

4. A statement of good-faith belief that the use is unauthorized.

5. A statement under penalty of perjury that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner.

5. Purchases, Licensing & Payments

Digital Storefront & Transactions

Purchases made through the Website are processed securely via integrated third-party payment gateways (e.g., Stripe). By submitting payment information, you authorize us and our payment processors to charge the applicable fees.